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Diabetes travel insurance, getting the right cover for diabetes

20/06/2012

Diabetes is a life-long medical condition affecting 2.9 million people in the UK, with a further 850,000 individuals estimated to have diabetes without knowing it. Poor diet, lack of exercise and an increase in the number of people who are overweight or obese are thought to be contributing to a recent increase in the number of people suffering from diabetes.

Living with diabetes should not stop you enjoying a holiday abroad, but as there a number of health complications and medical conditions associated with diabetes it is very important that you declare your diabetes when you buy travel insurance to ensure that you are properly covered.

Why is it important to declare diabetes when you buy travel insurance?

Many standard travel insurance policies will exclude cover for all pre-existing medical conditions including diabetes, so you should never assume that your diabetes will be covered. In fact, it is safer to assume that your diabetes will not be covered by your travel insurance unless you declare it to your insurer when you purchase the policy.

If you are diabetic you need to declare your diabetes every time you buy travel insurance, it's very easy to do and will ensure that you are covered by your travel insurance if you need medical treatment whilst you are away or need to cancel your holiday because of illness.

Failing to declare your diabetes when you buy travel insurance could leave you facing large medical bills if you were to fall ill abroad and require medical treatment. You also run the risk of losing the money you paid for your holiday if you had to cancel your holiday due to illness.

Justtravelcover.com makes finding diabetes travel insurance easy

Although many travel insurers decline travel insurance cover for people with pre-existing medical conditions such as diabetes, there are now a growing number of travel insurers who will provide travel insurance cover for diabetes of all types and severities.

With Justtravelcover.com comparing diabetes travel insurance is very easy; we have a panel of specialist travel insurance providers who will be able to cover your diabetes.

You'll simply need to tell us the details of your holiday and answer one set of multiple choice questions about your diabetes; we will then present you with a selection of travel insurance policies that you can choose from.

How to compare travel insurance for diabetes

You may be tempted to choose the cheapest diabetes travel insurance, but before you do, take a few minutes to look at the different diabetic travel insurance policies available and the different levels of cover they can offer, here are some things to consider:

  • Emergency medical expenses and repatriation

    This is the most important part of a diabetes travel insurance policy. The consumer association WHICH? recommends that you should have at least £3 million on a European policy and £5 million on a worldwide travel insurance policy.
  • What is the excess?

    The excess is the amount that you will have to pay towards the cost of a claim on your travel insurance policy. You can keep the cost of diabetes travel insurance down by choosing a policy with a higher excess. Or you might decide to pay a little more so that you can have a travel insurance policy with no excess payable in the event of claim.
  • Cancellation cover

    Look at the levels of cancellation cover available on each diabetic travel insurance policy, compare it to the amount you have paid for your holiday and choose accordingly.
  • Personal property

    Choose a diabetes travel insurance policy with a suitable level of personal property or baggage cover for the possessions you will be taking with you on holiday.

Justravelcover.com makes it easy for you to compare travel insurance cover for diabetes quickly and painlessly, you can get a selection of quotes from our specialist travel insurance providers in a matter of minutes.

Get a quote for diabetes travel insurance online.

If you would prefer to talk to someone about your diabetes and travel insurance requirements you can call us free of charge on 0800 294 2969, we are available 7 days a week.

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Medical Travel Insurance

We have worked hard to develop travel insurance with cover for pre-existing medical conditions and no age limit. Suitable for travellers over-65's.